written by: Kryzia
In Andrel's last post, he mentioned that a few years ago, we discussed the goal of acquiring properties. In order to achieve that goal, we had to tighten the reins a little bit on our spending. We've been around a few people who didn't understand why a couple in their early 20's was watching what they spend and where they spent. Some of them poked fun at us, constantly teasing us about how "cheap" and "frugal" we were being. I'll admit it was sometimes a bit hard for me. Not just because it's hard to see your peers spend whatever they want and however they want while you're sitting there restraining yourself from over-buying, but also because of how I grew up.
I won't front. From the later parts of my childhood through to my university years, there was very little to want. My parents had built a stable life for our family, making it possible to not be worried about finances or money. However, I wasn't a spoiled brat spending money unnecessarily and frivolously. I was never one to go for the designer top that cost $80 when I could get something similar for $10. I still worked a part-time job throughout university and graduate school because I didn't believe in using my parents' money to pay for my wants (e.g. shopping for clothes, buying books for recreational reading, going out to eat, etc.). The goal was always to have my parents only pay for my tuition. I tried my best to pay for my own phone bill, credit card bill, and other non-school related expenses as much as possible. However, I always knew that if I was in a bind, my parents would be able to help me out. I didn't spend because I chose not to spend, not because I couldn't spend.
Although I'm still continuing to choose not to spend, it's a little bit harder this time around. I absolutely avoid window shopping at all costs because I don't have the luxury anymore of being able to buy that dress that's in the store window. I have to be a lot more strategic in how I spend my money and where I spend my money, which is a hard task for anyone. It's gotten a bit easier over time and to be honest, I've found it a bit exciting at times. For those of you wanting to stick to a budget or watch your spending, here are three ways we've been able to make it easy to save.
Written By: Andrel
For those of you who remember the unbelievable D-Rose glory days of the '10-'11 NBA season, you may be very familiar with the video below.
"Why not me? Why can't I be the best player in the league?.. I think I work hard, dedicate myself to the game, sacrifice a lot of things at a young age.. "